[darkcloud4579]

I've updated it a bit after posting the descriptions.

Some thing else to consider is that I'm really adamant about having some teams in financial straits. I don't like to have leagues where all of the teams are doing well all of the time financially. This model makes it a little fairer than just haphazardly doing it in my head, but...the notion is, if teams --especially in poorer markets -- aren't doing as well for a sustained period of time, they'll keep running losses and have to either drop salary to stay competitive or move to a bigger market.

So if your premise or ideas aren't the same, you'll probably find this model to offend your sensibilities.

But if you look at my particular examples, the teams that are in debt, are ballclubs that severely need to cut payroll.

The areas in the spreadsheet now in black, are inputted into the game. I'm going to play around more with colour codes and come up with other ways to make it easier to read and eventually, put the fields in order calculation wise. But not unless it proves useful to somebody.