I'm sorry you are having this problem. Some questions;
Do you play out all games?
Do you run an AV autoscan?
What computer and OS do you use?
Is your HDD nearly full?
Is your HDD defragmented?
Please read
this thread. I know it is long but you may pick out some helpful info. There are other threads on crashes as well. The crash issue IMO must be computer specific
or specific to those who play out all their games. I've never had a crash, along with many others, so logically it does not seem to be the game but must be some combination of game/computer/play method.
I'd also recommend setting up a league and simming for a couple of years at least. I'd also sim past June 16 without clicking on a player to see if you can get by that date.
I hope this is helpful. Don't give up.