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I've been thinking about this for a long time. It's just VERY hard to get together without a good core of folks. And it'd be hard to maintain, because really if one or two guys go away, you're basically screwed.
I do think it'd be a neat system, but it'd have to be simplified. I've considered ideas like just having someone serve as the "agent" for all of the 5-star players, 4-star players and so forth or having a pool of guys who serve as agents or effectively arbitrators and having a set of rules in place that don't screw either group too much.
Or you could have a guy who is the players association rep or whatever, too.
I dunno. I think the push-pull dynamic of a real financial ecosystem would be very interesting, but you'd need to have the right sort of folks involved to pull it off and a lot of the problem would be overcompensating for OOTP's flaws.
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